Sacramento, California · Peer group 4
Vision One Credit Union
Vision One Credit Union holds $91.6M in assets across 1,494 members as of Q1 2026 — about $61K of assets per member, on a charter dating to 1951. Charter number 63137, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $91.6M |
|---|---|
| Total loans | $79.6M |
| Total shares (deposits) | $76.4M |
| Net worth | $14.6M |
| Members | 1,494 |
| Assets per member | $61K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -0.8% | |
|---|---|---|
| Loans | 1.1% | around the 57th percentile of its peer group |
| Deposits | -1.1% | around the 26th percentile of its peer group |
| Members | -6.2% | lower than 90% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 104.2% | higher than 100% of its peer group |
|---|---|---|
| Net worth ratio | 16.0% | around the 75th percentile of its peer group |
| Return on assets | 0.50% | around the 38th percentile of its peer group |
| Delinquency ratio | 0.18% | around the 18th percentile of its peer group |
| Cash / assets | 12.6% | around the 65th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Vision One Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within California — the comparison set a peer ratio is measured against.
- County Schools Credit Union
Ventura, CA
$91.5M · 4,643 members
- McKesson & Healthcare Providers Credit Union
Martinez, CA
$93.3M · 6,781 members
- Upward Credit Union
Burlingame, CA
$93.7M · 4,267 members
- Desert Valleys Credit Union
Ridgecrest, CA
$89.4M · 5,974 members
- Union Yes Credit Union
ORANGE, CA
$96.9M · 24,967 members
- Technicolor Credit Union
Burbank, CA
$84.9M · 4,035 members
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