Fontana, California · Peer group 3
Fontana Credit Union
Fontana Credit Union holds $17.2M in assets across 1,429 members as of Q1 2026 — about $12K of assets per member, on a charter dating to 1959. Charter number 12898, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $17.2M |
|---|---|
| Total loans | $6.8M |
| Total shares (deposits) | $15.8M |
| Net worth | $1.5M |
| Members | 1,429 |
| Assets per member | $12K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 0.3% | |
|---|---|---|
| Loans | -9.4% | around the 21st percentile of its peer group |
| Deposits | 0.8% | around the 47th percentile of its peer group |
| Members | 0.0% | around the 67th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 42.9% | around the 25th percentile of its peer group |
|---|---|---|
| Net worth ratio | 8.7% | lower than 91% of its peer group |
| Return on assets | 0.10% | around the 22nd percentile of its peer group |
| Delinquency ratio | 1.38% | around the 76th percentile of its peer group |
| Cash / assets | 9.3% | around the 39th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Fontana Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within California — the comparison set a peer ratio is measured against.
- Mid-Cities Credit Union
Compton, CA
$16.3M · 2,350 members
- Northeast Community Credit Union
San Francisco, CA
$15.8M · 930 members
- L.A. Healthcare Credit Union
LOS ANGELES, CA
$15.0M · 1,906 members
- Beverly Hills City Employees Credit Union
BEVERLY HILLS, CA
$14.9M · 1,750 members
- Inland Credit Union
La Mesa, CA
$14.8M · 1,239 members
- United Association Credit Union
CONCORD, CA
$14.3M · 2,160 members
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