Compton, California · Peer group 3
Mid-Cities Credit Union
Mid-Cities Credit Union holds $16.3M in assets across 2,350 members as of Q1 2026 — about $7K of assets per member, on a charter dating to 1955. Charter number 95073, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $16.3M |
|---|---|
| Total loans | $4.4M |
| Total shares (deposits) | $14.9M |
| Net worth | $1.1M |
| Members | 2,350 |
| Assets per member | $7K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -4.2% | |
|---|---|---|
| Loans | -19.3% | lower than 97% of its peer group |
| Deposits | -4.6% | around the 15th percentile of its peer group |
| Members | -14.9% | lower than 97% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 29.2% | lower than 91% of its peer group |
|---|---|---|
| Net worth ratio | 7.0% | lower than 98% of its peer group |
| Return on assets | 0.01% | around the 18th percentile of its peer group |
| Delinquency ratio | 1.27% | around the 74th percentile of its peer group |
| Cash / assets | 12.6% | around the 58th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Mid-Cities Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within California — the comparison set a peer ratio is measured against.
- Northeast Community Credit Union
San Francisco, CA
$15.8M · 930 members
- Fontana Credit Union
Fontana, CA
$17.2M · 1,429 members
- L.A. Healthcare Credit Union
LOS ANGELES, CA
$15.0M · 1,906 members
- Beverly Hills City Employees Credit Union
BEVERLY HILLS, CA
$14.9M · 1,750 members
- Inland Credit Union
La Mesa, CA
$14.8M · 1,239 members
- United Association Credit Union
CONCORD, CA
$14.3M · 2,160 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Mid-Cities Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.