Huntington Beac, California · Peer group 4
Huntington Beach Credit Union
Huntington Beach Credit Union holds $55.8M in assets across 1,954 members as of Q1 2026 — about $29K of assets per member, on a charter dating to 1953. Charter number 60967, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $55.8M |
|---|---|
| Total loans | $16.8M |
| Total shares (deposits) | $48.4M |
| Net worth | $7.2M |
| Members | 1,954 |
| Assets per member | $29K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.5% | |
|---|---|---|
| Loans | 6.1% | around the 83rd percentile of its peer group |
| Deposits | 2.0% | around the 52nd percentile of its peer group |
| Members | -4.1% | around the 20th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 34.8% | lower than 91% of its peer group |
|---|---|---|
| Net worth ratio | 12.9% | around the 51st percentile of its peer group |
| Return on assets | 1.62% | around the 88th percentile of its peer group |
| Delinquency ratio | 0.37% | around the 35th percentile of its peer group |
| Cash / assets | 2.6% | lower than 98% of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Huntington Beach Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within California — the comparison set a peer ratio is measured against.
- Jacom Credit Union
los angeles, CA
$54.9M · 7,757 members
- Inland Valley Credit Union
fontana, CA
$54.3M · 3,142 members
- L. A. Electrical Workers Credit Un. Credit Union
Pasadena, CA
$54.0M · 8,279 members
- Mokelumne Credit Union
Lodi, CA
$58.1M · 5,927 members
- Fresno Police Department Credit Union
fresno, CA
$50.1M · 2,516 members
- United Catholics Credit Union
COVINA, CA
$50.0M · 3,564 members
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