Fontana, California · Peer group 4
Inland Valley Credit Union
Inland Valley Credit Union holds $54.3M in assets across 3,142 members as of Q1 2026 — about $17K of assets per member, on a charter dating to 1948. Charter number 5684, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $54.3M |
|---|---|
| Total loans | $18.6M |
| Total shares (deposits) | $49.5M |
| Net worth | $4.6M |
| Members | 3,142 |
| Assets per member | $17K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.3% | |
|---|---|---|
| Loans | 17.4% | higher than 98% of its peer group |
| Deposits | 2.3% | around the 55th percentile of its peer group |
| Members | -6.2% | lower than 90% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 37.5% | around the 11th percentile of its peer group |
|---|---|---|
| Net worth ratio | 8.5% | lower than 94% of its peer group |
| Return on assets | 0.19% | around the 21st percentile of its peer group |
| Delinquency ratio | 0.32% | around the 31st percentile of its peer group |
| Cash / assets | 6.2% | around the 20th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Inland Valley Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within California — the comparison set a peer ratio is measured against.
- L. A. Electrical Workers Credit Un. Credit Union
Pasadena, CA
$54.0M · 8,279 members
- Jacom Credit Union
los angeles, CA
$54.9M · 7,757 members
- Huntington Beach Credit Union
Huntington Beac, CA
$55.8M · 1,954 members
- Mokelumne Credit Union
Lodi, CA
$58.1M · 5,927 members
- Fresno Police Department Credit Union
fresno, CA
$50.1M · 2,516 members
- United Catholics Credit Union
COVINA, CA
$50.0M · 3,564 members
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