Long Beach, California · Peer group 6
Lbs Financial Credit Union
Lbs Financial Credit Union holds $2.19B in assets across 138,472 members as of Q1 2026 — about $16K of assets per member, on a charter dating to 1935. Charter number 68460, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $2.19B |
|---|---|
| Total loans | $1.15B |
| Total shares (deposits) | $1.90B |
| Net worth | $288.2M |
| Members | 138,472 |
| Assets per member | $16K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 5.0% | |
|---|---|---|
| Loans | 8.2% | around the 73rd percentile of its peer group |
| Deposits | 4.9% | around the 56th percentile of its peer group |
| Members | -0.9% | around the 26th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 60.8% | lower than 91% of its peer group |
|---|---|---|
| Net worth ratio | 13.2% | around the 82nd percentile of its peer group |
| Return on assets | 0.86% | around the 62nd percentile of its peer group |
| Delinquency ratio | 0.36% | around the 23rd percentile of its peer group |
| Cash / assets | 13.9% | around the 85th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 19th percentile of its peer group |
What this page does not show
Everything above is Lbs Financial Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within California — the comparison set a peer ratio is measured against.
- Caltech Employees Credit Union
La Canada, CA
$2.18B · 31,637 members
- Meriwest Credit Union
SAN JOSE, CA
$2.16B · 76,513 members
- Financial Partners Credit Union
DOWNEY, CA
$2.25B · 93,670 members
- First Entertainment Credit Union
Hollywood, CA
$2.12B · 84,754 members
- Coast Central Credit Union
Eureka, CA
$2.32B · 80,982 members
- Monterra Credit Union
Redwood City, CA
$1.92B · 100,322 members
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