San Jose, California · Peer group 6
Meriwest Credit Union
Meriwest Credit Union holds $2.16B in assets across 76,513 members as of Q1 2026 — about $28K of assets per member, on a charter dating to 1961. Charter number 68394, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $2.16B |
|---|---|
| Total loans | $1.58B |
| Total shares (deposits) | $1.75B |
| Net worth | $191.6M |
| Members | 76,513 |
| Assets per member | $28K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 1.8% | |
|---|---|---|
| Loans | -4.5% | lower than 93% of its peer group |
| Deposits | 3.9% | around the 44th percentile of its peer group |
| Members | -3.9% | lower than 90% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 89.8% | around the 67th percentile of its peer group |
|---|---|---|
| Net worth ratio | 8.9% | around the 13th percentile of its peer group |
| Return on assets | 0.03% | lower than 94% of its peer group |
| Delinquency ratio | 1.02% | around the 80th percentile of its peer group |
| Cash / assets | 4.8% | around the 18th percentile of its peer group |
| Borrowings / assets | 9.9% | higher than 91% of its peer group |
What this page does not show
Everything above is Meriwest Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within California — the comparison set a peer ratio is measured against.
- Caltech Employees Credit Union
La Canada, CA
$2.18B · 31,637 members
- Lbs Financial Credit Union
Long Beach, CA
$2.19B · 138,472 members
- First Entertainment Credit Union
Hollywood, CA
$2.12B · 84,754 members
- Financial Partners Credit Union
DOWNEY, CA
$2.25B · 93,670 members
- Coast Central Credit Union
Eureka, CA
$2.32B · 80,982 members
- Monterra Credit Union
Redwood City, CA
$1.92B · 100,322 members
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