San Francisco, California · Peer group 6
San Francisco Fire Credit Union
San Francisco Fire Credit Union holds $1.60B in assets across 72,998 members as of Q1 2026 — about $22K of assets per member, on a charter dating to 1959. Charter number 97069, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $1.60B |
|---|---|
| Total loans | $1.07B |
| Total shares (deposits) | $1.45B |
| Net worth | $168.4M |
| Members | 72,998 |
| Assets per member | $22K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -2.0% | |
|---|---|---|
| Loans | -0.7% | around the 17th percentile of its peer group |
| Deposits | -3.0% | lower than 95% of its peer group |
| Members | -9.8% | lower than 98% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 73.9% | around the 25th percentile of its peer group |
|---|---|---|
| Net worth ratio | 10.5% | around the 47th percentile of its peer group |
| Return on assets | 0.24% | around the 14th percentile of its peer group |
| Delinquency ratio | 0.80% | around the 67th percentile of its peer group |
| Cash / assets | 5.8% | around the 26th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 19th percentile of its peer group |
What this page does not show
Everything above is San Francisco Fire Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within California — the comparison set a peer ratio is measured against.
- San Francisco Credit Union
San Francisco, CA
$1.58B · 51,908 members
- Operating Engineers Local Union #3 Credit Union
LIVERMORE, CA
$1.65B · 121,682 members
- Northrop Grumman Credit Union
Gardena, CA
$1.65B · 83,423 members
- Keypoint Credit Union
San Jose, CA
$1.70B · 55,225 members
- Sierra Central Credit Union
Yuba City, CA
$1.50B · 87,009 members
- Noble Credit Union
Fresno, CA
$1.49B · 121,649 members
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