Yuba City, California · Peer group 6
Sierra Central Credit Union
Sierra Central Credit Union holds $1.50B in assets across 87,009 members as of Q1 2026 — about $17K of assets per member, on a charter dating to 1955. Charter number 68053, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $1.50B |
|---|---|
| Total loans | $1.00B |
| Total shares (deposits) | $1.34B |
| Net worth | $146.9M |
| Members | 87,009 |
| Assets per member | $17K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.2% | |
|---|---|---|
| Loans | -2.6% | around the 11th percentile of its peer group |
| Deposits | 1.8% | around the 25th percentile of its peer group |
| Members | 3.1% | around the 69th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 74.9% | around the 26th percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.8% | around the 33rd percentile of its peer group |
| Return on assets | 0.45% | around the 29th percentile of its peer group |
| Delinquency ratio | 0.51% | around the 39th percentile of its peer group |
| Cash / assets | 13.2% | around the 83rd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 19th percentile of its peer group |
What this page does not show
Everything above is Sierra Central Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within California — the comparison set a peer ratio is measured against.
- Noble Credit Union
Fresno, CA
$1.49B · 121,649 members
- Ventura County Credit Union
Ventura, CA
$1.47B · 78,925 members
- Christian Community Credit Union
San Dimas, CA
$1.44B · 52,858 members
- San Francisco Credit Union
San Francisco, CA
$1.58B · 51,908 members
- Los Angeles Police Credit Union
Van Nuys, CA
$1.40B · 49,215 members
- San Francisco Fire Credit Union
San Francisco, CA
$1.60B · 72,998 members
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