Long Beach, California · Peer group 4
VA Desert Pacific Credit Union
VA Desert Pacific Credit Union holds $99.0M in assets across 6,229 members as of Q1 2026 — about $16K of assets per member, on a charter dating to 1947. Charter number 5530, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $99.0M |
|---|---|
| Total loans | $58.9M |
| Total shares (deposits) | $77.8M |
| Net worth | $21.4M |
| Members | 6,229 |
| Assets per member | $16K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 6.1% | |
|---|---|---|
| Loans | 5.3% | around the 79th percentile of its peer group |
| Deposits | 5.6% | around the 78th percentile of its peer group |
| Members | 0.4% | around the 73rd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 75.8% | around the 78th percentile of its peer group |
|---|---|---|
| Net worth ratio | 21.6% | higher than 94% of its peer group |
| Return on assets | 0.82% | around the 58th percentile of its peer group |
| Delinquency ratio | 0.35% | around the 33rd percentile of its peer group |
| Cash / assets | 13.1% | around the 67th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is VA Desert Pacific Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within California — the comparison set a peer ratio is measured against.
- Union Yes Credit Union
ORANGE, CA
$96.9M · 24,967 members
- Marin County Credit Union
SAN RAFAEL, CA
$102.2M · 4,123 members
- Glendale Credit Union
Glendale, CA
$102.4M · 8,044 members
- Upward Credit Union
Burlingame, CA
$93.7M · 4,267 members
- McKesson & Healthcare Providers Credit Union
Martinez, CA
$93.3M · 6,781 members
- Vision One Credit Union
Sacramento, CA
$91.6M · 1,494 members
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