Los Angeles, California · Peer group 6
Water and Power Community Credit Union
Water and Power Community Credit Union holds $990.8M in assets across 44,876 members as of Q1 2026 — about $22K of assets per member, on a charter dating to 1936. Charter number 68493, in the $500M-$1B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $990.8M |
|---|---|
| Total loans | $699.3M |
| Total shares (deposits) | $834.5M |
| Net worth | $90.9M |
| Members | 44,876 |
| Assets per member | $22K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 1.0% | |
|---|---|---|
| Loans | 3.1% | around the 41st percentile of its peer group |
| Deposits | -0.0% | around the 13th percentile of its peer group |
| Members | 0.1% | around the 33rd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 83.8% | around the 47th percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.2% | around the 19th percentile of its peer group |
| Return on assets | 0.67% | around the 50th percentile of its peer group |
| Delinquency ratio | 0.59% | around the 47th percentile of its peer group |
| Cash / assets | 4.6% | around the 16th percentile of its peer group |
| Borrowings / assets | 8.9% | around the 89th percentile of its peer group |
What this page does not show
Everything above is Water and Power Community Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within California — the comparison set a peer ratio is measured against.
- AltaOne Credit Union
Ridgecrest, CA
$974.0M · 53,583 members
- First City Credit Union
Pasadena, CA
$952.4M · 57,810 members
- Mirastar Credit Union
San Jose, CA
$1.04B · 50,198 members
- The Police Credit Union
SAN BRUNO, CA
$1.05B · 37,961 members
- Community First Credit Union
Santa Rosa, CA
$922.1M · 58,012 members
- Certified Credit Union
El Monte, CA
$920.0M · 58,317 members
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