Golden, Colorado · Peer group 5
On Tap Credit Union
On Tap Credit Union holds $457.0M in assets across 19,362 members as of Q1 2026 — about $24K of assets per member, on a charter dating to 1950. Charter number 64913, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $457.0M |
|---|---|
| Total loans | $309.9M |
| Total shares (deposits) | $377.5M |
| Net worth | $41.9M |
| Members | 19,362 |
| Assets per member | $24K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 16.3% | |
|---|---|---|
| Loans | 1.6% | around the 44th percentile of its peer group |
| Deposits | 10.3% | higher than 93% of its peer group |
| Members | 0.6% | around the 60th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 82.1% | around the 73rd percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.2% | around the 16th percentile of its peer group |
| Return on assets | 3.12% | higher than 100% of its peer group |
| Delinquency ratio | 1.25% | around the 85th percentile of its peer group |
| Cash / assets | 13.2% | around the 71st percentile of its peer group |
| Borrowings / assets | 7.4% | higher than 96% of its peer group |
What this page does not show
Everything above is On Tap Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Colorado — the comparison set a peer ratio is measured against.
- Colorado Credit Union
Littleton, CO
$439.5M · 27,309 members
- Denver Community CU D.B.A. Zing CU
Denver, CO
$416.7M · 30,006 members
- Affidian Credit Union
Denver, CO
$362.5M · 14,217 members
- Red Rocks Credit Union
Littleton, CO
$354.4M · 18,210 members
- Partner Colorado Credit Union
Arvada, CO
$639.8M · 35,263 members
- Minnequa Works Credit Union
Pueblo, CO
$273.9M · 12,837 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for On Tap Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.