Colorado Spring, Colorado · Peer group 2
One Thirteen Credit Union
One Thirteen Credit Union holds $8.6M in assets across 1,016 members as of Q1 2026 — about $9K of assets per member, on a charter dating to 1958. Charter number 64340, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $8.6M |
|---|---|
| Total loans | $5.1M |
| Total shares (deposits) | $7.8M |
| Net worth | $813K |
| Members | 1,016 |
| Assets per member | $9K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -0.8% | |
|---|---|---|
| Loans | -12.3% | around the 28th percentile of its peer group |
| Deposits | -1.3% | around the 52nd percentile of its peer group |
| Members | -2.6% | around the 39th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 65.4% | around the 54th percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.4% | around the 11th percentile of its peer group |
| Return on assets | -0.13% | around the 27th percentile of its peer group |
| Delinquency ratio | 1.29% | around the 59th percentile of its peer group |
| Cash / assets | 16.9% | around the 56th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is One Thirteen Credit Union’s own reported position. A CUSignals subscription adds the layer on top of it: how likely it is to merge, with a calibrated one-year probability; how attractive it would be to an acquirer; a liquidity-stress score and funding-need flag; whether it buys or sells loan participations; and which platforms it runs. Each score shows the plain-English reason it moved and the weights that built it.
Similar credit unions
Closest in size within Colorado — the comparison set a peer ratio is measured against.
- Rio Blanco Schools Credit Union
Rangely, CO
$9.2M · 786 members
- Moffat County Schools Credit Union
Craig, CO
$6.6M · 805 members
- Star Tech Credit Union
GREENWOOD VILLA, CO
$10.8M · 1,594 members
- Valley Educators Credit Union
Alamosa, CO
$6.4M · 1,009 members
- Options Credit Union
Littleton, CO
$5.4M · 557 members
- Fort Morgan Schools Credit Union
Fort Morgan, CO
$5.4M · 445 members
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