Grand Junction, Colorado · Peer group 4
Rio Grande Credit Union
Rio Grande Credit Union holds $81.6M in assets across 4,910 members as of Q1 2026 — about $17K of assets per member, on a charter dating to 1940. Charter number 3963, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $81.6M |
|---|---|
| Total loans | $28.4M |
| Total shares (deposits) | $64.0M |
| Net worth | $17.4M |
| Members | 4,910 |
| Assets per member | $17K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 4.3% | |
|---|---|---|
| Loans | -8.2% | around the 12th percentile of its peer group |
| Deposits | 3.2% | around the 60th percentile of its peer group |
| Members | -0.8% | around the 59th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 44.3% | around the 20th percentile of its peer group |
|---|---|---|
| Net worth ratio | 21.3% | higher than 93% of its peer group |
| Return on assets | 1.62% | around the 88th percentile of its peer group |
| Delinquency ratio | 0.35% | around the 34th percentile of its peer group |
| Cash / assets | 12.9% | around the 65th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Rio Grande Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Colorado — the comparison set a peer ratio is measured against.
- Columbine Credit Union
Centennial, CO
$78.5M · 6,580 members
- Northern Colorado Credit Union
GREELEY, CO
$75.4M · 3,120 members
- Peoples Credit Union
SPRINGFIELD, CO
$73.7M · 3,578 members
- Delta County Credit Union
Delta, CO
$72.3M · 4,327 members
- Fellowship Credit Union
Lamar, CO
$65.5M · 7,382 members
- San Juan Mountains Credit Union
Montrose, CO
$62.7M · 3,339 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Rio Grande Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.