Sterling, Colorado · Peer group 5
Sterling Credit Union
Sterling Credit Union holds $246.9M in assets across 10,321 members as of Q1 2026 — about $24K of assets per member, on a charter dating to 1938. Charter number 2840, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $246.9M |
|---|---|
| Total loans | $89.5M |
| Total shares (deposits) | $203.8M |
| Net worth | $41.3M |
| Members | 10,321 |
| Assets per member | $24K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.9% | |
|---|---|---|
| Loans | -1.0% | around the 30th percentile of its peer group |
| Deposits | 2.5% | around the 44th percentile of its peer group |
| Members | -4.8% | around the 12th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 43.9% | lower than 93% of its peer group |
|---|---|---|
| Net worth ratio | 16.7% | higher than 92% of its peer group |
| Return on assets | 1.37% | around the 86th percentile of its peer group |
| Delinquency ratio | 0.14% | lower than 91% of its peer group |
| Cash / assets | 9.2% | around the 41st percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Sterling Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Colorado — the comparison set a peer ratio is measured against.
- Sunwest Credit Union
Pueblo, CO
$233.0M · 12,151 members
- Minnequa Works Credit Union
Pueblo, CO
$273.9M · 12,837 members
- Fitzsimons Credit Union
AURORA, CO
$214.6M · 12,964 members
- Denver Fire Department Credit Union
Denver, CO
$210.7M · 6,275 members
- Coloramo Credit Union
Grand Junction, CO
$194.7M · 12,770 members
- Nuvista Credit Union
Montrose, CO
$177.7M · 7,156 members
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