Washington, District of Columbia · Peer group 1
Mt Gilead Credit Union
Mt Gilead Credit Union holds $76K in assets across 51 members as of Q1 2026 — about $1K of assets per member, on a charter dating to 1950. Charter number 6506, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $76K |
|---|---|
| Total loans | $18K |
| Total shares (deposits) | $62K |
| Net worth | $13K |
| Members | 51 |
| Assets per member | $1K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 0.0% | |
|---|---|---|
| Loans | -23.2% | around the 18th percentile of its peer group |
| Deposits | -1.1% | around the 59th percentile of its peer group |
| Members | 0.0% | around the 68th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 28.9% | around the 33rd percentile of its peer group |
|---|---|---|
| Net worth ratio | 17.5% | around the 44th percentile of its peer group |
| Return on assets | 1.03% | around the 69th percentile of its peer group |
| Delinquency ratio | 11.00% | around the 87th percentile of its peer group |
| Cash / assets | 65.7% | around the 88th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Mt Gilead Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within District of Columbia — the comparison set a peer ratio is measured against.
- John Wesley Ame Zion Church Credit Union
WASHINGTON, DC
$81K · 102 members
- Pmi Employees Credit Union
Washington, DC
$162K · 56 members
- Paramount Baptist Church Credit Union
Washington, DC
$164K · 189 members
- Sargent Credit Union
WASHINGTON, DC
$268K · 391 members
- Phi Beta Sigma Credit Union
Washington, DC
$970K · 2,000 members
- Mt. Airy Baptist Church Credit Union
Washington, DC
$1.1M · 238 members
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