Washington, District of Columbia · Peer group 1
Phi Beta Sigma Credit Union
Phi Beta Sigma Credit Union holds $970K in assets across 2,000 members as of Q1 2026 — about $485 of assets per member, on a charter dating to 1986. Charter number 24262, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $970K |
|---|---|
| Total loans | $519K |
| Total shares (deposits) | $879K |
| Net worth | $96K |
| Members | 2,000 |
| Assets per member | $485 |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 12.0% | |
|---|---|---|
| Loans | 6.5% | around the 77th percentile of its peer group |
| Deposits | 16.0% | higher than 94% of its peer group |
| Members | 35.9% | higher than 100% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 59.1% | around the 64th percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.9% | around the 14th percentile of its peer group |
| Return on assets | 0.23% | around the 45th percentile of its peer group |
| Delinquency ratio | 9.75% | around the 84th percentile of its peer group |
| Cash / assets | 42.9% | around the 76th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Phi Beta Sigma Credit Union’s own reported position. A CUSignals subscription adds the layer on top of it: how likely it is to merge, with a calibrated one-year probability; how attractive it would be to an acquirer; a liquidity-stress score and funding-need flag; whether it buys or sells loan participations; and which platforms it runs. Each score shows the plain-English reason it moved and the weights that built it.
Similar credit unions
Closest in size within District of Columbia — the comparison set a peer ratio is measured against.
- Mt. Airy Baptist Church Credit Union
Washington, DC
$1.1M · 238 members
- Sargent Credit Union
WASHINGTON, DC
$268K · 391 members
- Paramount Baptist Church Credit Union
Washington, DC
$164K · 189 members
- Pmi Employees Credit Union
Washington, DC
$162K · 56 members
- John Wesley Ame Zion Church Credit Union
WASHINGTON, DC
$81K · 102 members
- Mt Gilead Credit Union
WASHINGTON, DC
$76K · 51 members
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