Lake Mary, Florida · Peer group 6
Addition Financial Credit Union
Addition Financial Credit Union holds $3.81B in assets across 257,388 members as of Q1 2026 — about $15K of assets per member, on a charter dating to 1937. Charter number 68702, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $3.81B |
|---|---|
| Total loans | $2.14B |
| Total shares (deposits) | $3.39B |
| Net worth | $374.0M |
| Members | 257,388 |
| Assets per member | $15K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 3.1% | |
|---|---|---|
| Loans | -6.6% | lower than 96% of its peer group |
| Deposits | 2.2% | around the 28th percentile of its peer group |
| Members | 1.5% | around the 50th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 63.1% | around the 11th percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.8% | around the 33rd percentile of its peer group |
| Return on assets | 0.47% | around the 31st percentile of its peer group |
| Delinquency ratio | 1.10% | around the 82nd percentile of its peer group |
| Cash / assets | 7.5% | around the 39th percentile of its peer group |
| Borrowings / assets | 0.9% | around the 46th percentile of its peer group |
What this page does not show
Everything above is Addition Financial Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Florida — the comparison set a peer ratio is measured against.
- Grow Financial Credit Union
Tampa, FL
$3.94B · 297,778 members
- Campus USA Credit Union
Gainesville, FL
$3.97B · 162,812 members
- Community First Credit Union of Flo
JACKSONVILLE, FL
$3.17B · 191,902 members
- Achieva Credit Union
Dunedin, FL
$3.15B · 218,701 members
- Gte Credit Union
TAMPA, FL
$3.13B · 233,973 members
- Eglin Credit Union
Fort Walton Bea, FL
$3.09B · 121,775 members
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