Jacksonville, Florida · Peer group 6

Community First Credit Union of Flo

Community First Credit Union of Flo holds $3.17B in assets across 191,902 members as of Q1 2026 — about $17K of assets per member, on a charter dating to 1961. Charter number 67290, in the $1B-$10B asset tier.

Balance sheet

Reported position at the close of the quarter.

Total assets$3.17B
Total loans$2.27B
Total shares (deposits)$2.77B
Net worth$385.1M
Members191,902
Assets per member$17K

Year-over-year growth

Change against the same quarter one year earlier.

Assets12.4%
Loans9.8%around the 81st percentile of its peer group
Deposits12.8%higher than 95% of its peer group
Members5.7%higher than 90% of its peer group

Ratios and peer position

Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.

Loan-to-share82.1%around the 43rd percentile of its peer group
Net worth ratio12.1%around the 73rd percentile of its peer group
Return on assets0.68%around the 51st percentile of its peer group
Delinquency ratio0.60%around the 48th percentile of its peer group
Cash / assets17.7%higher than 95% of its peer group
Borrowings / assets0.0%around the 19th percentile of its peer group

What this page does not show

Everything above is Community First Credit Union of Flo’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.

Similar credit unions

Closest in size within Florida — the comparison set a peer ratio is measured against.

All credit unions in Florida

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