Gainesville, Florida · Peer group 6
Florida Credit Union
Florida Credit Union holds $2.74B in assets across 180,764 members as of Q1 2026 — about $15K of assets per member, on a charter dating to 1954. Charter number 60497, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $2.74B |
|---|---|
| Total loans | $2.16B |
| Total shares (deposits) | $2.31B |
| Net worth | $346.7M |
| Members | 180,764 |
| Assets per member | $15K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 13.9% | |
|---|---|---|
| Loans | 13.2% | higher than 92% of its peer group |
| Deposits | 14.3% | higher than 96% of its peer group |
| Members | 7.4% | higher than 95% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 93.5% | around the 80th percentile of its peer group |
|---|---|---|
| Net worth ratio | 12.7% | around the 78th percentile of its peer group |
| Return on assets | 1.42% | higher than 90% of its peer group |
| Delinquency ratio | 0.68% | around the 57th percentile of its peer group |
| Cash / assets | 16.2% | higher than 92% of its peer group |
| Borrowings / assets | 1.5% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Florida Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Florida — the comparison set a peer ratio is measured against.
- Penair Credit Union
Pensacola, FL
$2.77B · 138,071 members
- Eglin Credit Union
Fort Walton Bea, FL
$3.09B · 121,775 members
- Ithink Financial Credit Union
Boca Raton, FL
$2.36B · 118,280 members
- Gte Credit Union
TAMPA, FL
$3.13B · 233,973 members
- Achieva Credit Union
Dunedin, FL
$3.15B · 218,701 members
- Community First Credit Union of Flo
JACKSONVILLE, FL
$3.17B · 191,902 members
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