Boca Raton, Florida · Peer group 6
Ithink Financial Credit Union
Ithink Financial Credit Union holds $2.36B in assets across 118,280 members as of Q1 2026 — about $20K of assets per member, on a charter dating to 1969. Charter number 68663, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $2.36B |
|---|---|
| Total loans | $1.83B |
| Total shares (deposits) | $1.94B |
| Net worth | $249.2M |
| Members | 118,280 |
| Assets per member | $20K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 5.1% | |
|---|---|---|
| Loans | 1.8% | around the 33rd percentile of its peer group |
| Deposits | 5.6% | around the 63rd percentile of its peer group |
| Members | 4.2% | around the 80th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 94.2% | around the 82nd percentile of its peer group |
|---|---|---|
| Net worth ratio | 10.8% | around the 54th percentile of its peer group |
| Return on assets | 0.79% | around the 59th percentile of its peer group |
| Delinquency ratio | 0.72% | around the 62nd percentile of its peer group |
| Cash / assets | 8.0% | around the 45th percentile of its peer group |
| Borrowings / assets | 7.3% | around the 85th percentile of its peer group |
What this page does not show
Everything above is Ithink Financial Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Florida — the comparison set a peer ratio is measured against.
- Florida Credit Union
Gainesville, FL
$2.74B · 180,764 members
- Penair Credit Union
Pensacola, FL
$2.77B · 138,071 members
- Tyndall Credit Union
Panama City, FL
$1.92B · 103,332 members
- Educational Credit Union
MIAMI, FL
$1.80B · 119,576 members
- Publix Employees Credit Union
LAKELAND, FL
$1.78B · 124,804 members
- Eglin Credit Union
Fort Walton Bea, FL
$3.09B · 121,775 members
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