Tampa, Florida · Peer group 6
Floridacentral Credit Union
Floridacentral Credit Union holds $622.0M in assets across 43,878 members as of Q1 2026 — about $14K of assets per member, on a charter dating to 1954. Charter number 67668, in the $500M-$1B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $622.0M |
|---|---|
| Total loans | $407.7M |
| Total shares (deposits) | $589.2M |
| Net worth | $48.7M |
| Members | 43,878 |
| Assets per member | $14K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 0.7% | |
|---|---|---|
| Loans | 4.5% | around the 49th percentile of its peer group |
| Deposits | -0.3% | around the 12th percentile of its peer group |
| Members | 2.6% | around the 62nd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 69.2% | around the 16th percentile of its peer group |
|---|---|---|
| Net worth ratio | 7.8% | lower than 97% of its peer group |
| Return on assets | 0.39% | around the 23rd percentile of its peer group |
| Delinquency ratio | 0.54% | around the 42nd percentile of its peer group |
| Cash / assets | 10.4% | around the 67th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 19th percentile of its peer group |
What this page does not show
Everything above is Floridacentral Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Florida — the comparison set a peer ratio is measured against.
- Insight Credit Union
WINTER SPRINGS, FL
$659.8M · 42,981 members
- Innovations Financial Credit Union
PANAMA CITY, FL
$674.0M · 27,575 members
- Radifi Credit Union
Jacksonville, FL
$706.5M · 42,074 members
- Champions First Credit Union
Tallahassee, FL
$535.8M · 32,930 members
- We Florida Financial Credit Union
Fort Lauderdale, FL
$709.0M · 40,632 members
- Velocity Community Credit Union
PALM BEACH GARD, FL
$498.4M · 25,149 members
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