Jacksonville, Florida · Peer group 6
Radifi Credit Union
Radifi Credit Union holds $706.5M in assets across 42,074 members as of Q1 2026 — about $17K of assets per member, on a charter dating to 1935. Charter number 340, in the $500M-$1B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $706.5M |
|---|---|
| Total loans | $537.2M |
| Total shares (deposits) | $571.1M |
| Net worth | $67.2M |
| Members | 42,074 |
| Assets per member | $17K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 11.7% | |
|---|---|---|
| Loans | 16.1% | higher than 96% of its peer group |
| Deposits | 7.3% | around the 75th percentile of its peer group |
| Members | -1.7% | around the 21st percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 94.1% | around the 81st percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.5% | around the 25th percentile of its peer group |
| Return on assets | 0.49% | around the 33rd percentile of its peer group |
| Delinquency ratio | 0.46% | around the 34th percentile of its peer group |
| Cash / assets | 3.2% | lower than 94% of its peer group |
| Borrowings / assets | 9.5% | higher than 91% of its peer group |
What this page does not show
Everything above is Radifi Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Florida — the comparison set a peer ratio is measured against.
- We Florida Financial Credit Union
Fort Lauderdale, FL
$709.0M · 40,632 members
- Innovations Financial Credit Union
PANAMA CITY, FL
$674.0M · 27,575 members
- Insight Credit Union
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$659.8M · 42,981 members
- Floridacentral Credit Union
Tampa, FL
$622.0M · 43,878 members
- Champions First Credit Union
Tallahassee, FL
$535.8M · 32,930 members
- Velocity Community Credit Union
PALM BEACH GARD, FL
$498.4M · 25,149 members
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