Atlanta, Georgia · Peer group 5
Cdc Credit Union
Cdc Credit Union holds $435.5M in assets across 23,527 members as of Q1 2026 — about $19K of assets per member, on a charter dating to 1949. Charter number 6053, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $435.5M |
|---|---|
| Total loans | $171.9M |
| Total shares (deposits) | $373.1M |
| Net worth | $39.7M |
| Members | 23,527 |
| Assets per member | $19K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 1.4% | |
|---|---|---|
| Loans | 7.4% | around the 75th percentile of its peer group |
| Deposits | -4.6% | lower than 96% of its peer group |
| Members | 5.1% | higher than 93% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 46.1% | lower than 91% of its peer group |
|---|---|---|
| Net worth ratio | 9.1% | around the 16th percentile of its peer group |
| Return on assets | -1.19% | lower than 99% of its peer group |
| Delinquency ratio | 0.64% | around the 53rd percentile of its peer group |
| Cash / assets | 10.0% | around the 49th percentile of its peer group |
| Borrowings / assets | 11.5% | higher than 98% of its peer group |
What this page does not show
Everything above is Cdc Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Georgia — the comparison set a peer ratio is measured against.
- Southeastern Credit Union
Valdosta, GA
$436.7M · 24,090 members
- Membersfirst Credit Union
Decatur, GA
$429.1M · 26,800 members
- Interstate Credit Union
Jesup, GA
$408.1M · 35,896 members
- Midsouth Community Credit Union
Macon, GA
$481.0M · 43,724 members
- Platinum Credit Union
Duluth, GA
$389.9M · 13,839 members
- The Southern Credit Union
Fayetteville, GA
$564.3M · 30,052 members
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