Duluth, Georgia · Peer group 5
Platinum Credit Union
Platinum Credit Union holds $389.9M in assets across 13,839 members as of Q1 2026 — about $28K of assets per member, on a charter dating to 1999. Charter number 24631, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $389.9M |
|---|---|
| Total loans | $259.2M |
| Total shares (deposits) | $351.7M |
| Net worth | $37.2M |
| Members | 13,839 |
| Assets per member | $28K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 17.6% | |
|---|---|---|
| Loans | 10.4% | around the 86th percentile of its peer group |
| Deposits | 17.9% | higher than 100% of its peer group |
| Members | 9.4% | higher than 98% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 73.7% | around the 53rd percentile of its peer group |
|---|---|---|
| Net worth ratio | 10.4% | around the 32nd percentile of its peer group |
| Return on assets | 1.36% | around the 85th percentile of its peer group |
| Delinquency ratio | 0.28% | around the 21st percentile of its peer group |
| Cash / assets | 17.2% | around the 86th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Platinum Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Georgia — the comparison set a peer ratio is measured against.
- Interstate Credit Union
Jesup, GA
$408.1M · 35,896 members
- Membersfirst Credit Union
Decatur, GA
$429.1M · 26,800 members
- Cdc Credit Union
Atlanta, GA
$435.5M · 23,527 members
- Southeastern Credit Union
Valdosta, GA
$436.7M · 24,090 members
- Midsouth Community Credit Union
Macon, GA
$481.0M · 43,724 members
- Marshland Credit Union
Brunswick, GA
$274.4M · 17,920 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Platinum Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.