Columbus, Georgia · Peer group 6
Kinetic Credit Union
Kinetic Credit Union holds $660.7M in assets across 44,676 members as of Q1 2026 — about $15K of assets per member, on a charter dating to 1956. Charter number 10866, in the $500M-$1B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $660.7M |
|---|---|
| Total loans | $433.6M |
| Total shares (deposits) | $567.1M |
| Net worth | $91.8M |
| Members | 44,676 |
| Assets per member | $15K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 10.1% | |
|---|---|---|
| Loans | 0.9% | around the 26th percentile of its peer group |
| Deposits | 10.4% | higher than 91% of its peer group |
| Members | -1.9% | around the 19th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 76.5% | around the 29th percentile of its peer group |
|---|---|---|
| Net worth ratio | 13.9% | around the 88th percentile of its peer group |
| Return on assets | -0.43% | lower than 99% of its peer group |
| Delinquency ratio | 1.35% | higher than 91% of its peer group |
| Cash / assets | 21.8% | higher than 98% of its peer group |
| Borrowings / assets | 0.0% | around the 19th percentile of its peer group |
What this page does not show
Everything above is Kinetic Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Georgia — the comparison set a peer ratio is measured against.
- Coosa Valley Credit Union
Rome, GA
$746.2M · 51,753 members
- The Southern Credit Union
Fayetteville, GA
$564.3M · 30,052 members
- Credit Union of Georgia
Woodstock, GA
$760.8M · 36,858 members
- Midsouth Community Credit Union
Macon, GA
$481.0M · 43,724 members
- Southeastern Credit Union
Valdosta, GA
$436.7M · 24,090 members
- Cdc Credit Union
Atlanta, GA
$435.5M · 23,527 members
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