Gainesville, Georgia · Peer group 5
Mygeorgia Credit Union
Mygeorgia Credit Union holds $256.5M in assets across 20,581 members as of Q1 2026 — about $12K of assets per member, on a charter dating to 1971. Charter number 68602, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $256.5M |
|---|---|
| Total loans | $155.6M |
| Total shares (deposits) | $222.9M |
| Net worth | $27.9M |
| Members | 20,581 |
| Assets per member | $12K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 12.0% | |
|---|---|---|
| Loans | 7.7% | around the 77th percentile of its peer group |
| Deposits | 12.1% | higher than 97% of its peer group |
| Members | 3.8% | around the 87th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 69.8% | around the 46th percentile of its peer group |
|---|---|---|
| Net worth ratio | 10.9% | around the 41st percentile of its peer group |
| Return on assets | 0.86% | around the 62nd percentile of its peer group |
| Delinquency ratio | 0.62% | around the 51st percentile of its peer group |
| Cash / assets | 7.1% | around the 25th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Mygeorgia Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Georgia — the comparison set a peer ratio is measured against.
- Geovista Credit Union
Hinesville, GA
$246.4M · 21,592 members
- Marshland Credit Union
Brunswick, GA
$274.4M · 17,920 members
- Excel Credit Union
Norcross, GA
$173.2M · 10,387 members
- Georgia Heritage Credit Union
SAVANNAH, GA
$158.7M · 15,224 members
- Go Energy Financial Credit Union
TUCKER, GA
$153.4M · 11,466 members
- Core Credit Union
Statesboro, GA
$151.0M · 15,569 members
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