Kailua, Hawaii · Peer group 5
Ko`olau Credit Union
Ko`olau Credit Union holds $104.8M in assets across 6,238 members as of Q1 2026 — about $17K of assets per member, on a charter dating to 1953. Charter number 8435, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $104.8M |
|---|---|
| Total loans | $58.4M |
| Total shares (deposits) | $94.4M |
| Net worth | $9.5M |
| Members | 6,238 |
| Assets per member | $17K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 10.7% | |
|---|---|---|
| Loans | 3.5% | around the 55th percentile of its peer group |
| Deposits | 10.3% | higher than 94% of its peer group |
| Members | -4.2% | around the 14th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 61.9% | around the 30th percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.1% | around the 15th percentile of its peer group |
| Return on assets | 1.01% | around the 71st percentile of its peer group |
| Delinquency ratio | 0.07% | lower than 96% of its peer group |
| Cash / assets | 11.9% | around the 64th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Ko`olau Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Hawaii — the comparison set a peer ratio is measured against.
- Hawaii Credit Union
Honolulu, HI
$105.4M · 11,567 members
- McBryde Credit Union
Eleele, HI
$102.3M · 3,168 members
- Honolulu Fire Department Credit Union
Honolulu, HI
$85.6M · 6,207 members
- Garden Island Credit Union
Lihue, HI
$125.7M · 7,279 members
- Kahului Credit Union
KAHULUI, HI
$79.5M · 3,981 members
- Wailuku Credit Union
KAHULUI, HI
$132.1M · 5,383 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Ko`olau Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.