Kahului, Hawaii · Peer group 5
Wailuku Credit Union
Wailuku Credit Union holds $132.1M in assets across 5,383 members as of Q1 2026 — about $25K of assets per member, on a charter dating to 1954. Charter number 9924, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $132.1M |
|---|---|
| Total loans | $90.5M |
| Total shares (deposits) | $115.2M |
| Net worth | $16.3M |
| Members | 5,383 |
| Assets per member | $25K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 8.1% | |
|---|---|---|
| Loans | 5.6% | around the 67th percentile of its peer group |
| Deposits | 7.1% | around the 81st percentile of its peer group |
| Members | 1.1% | around the 67th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 78.5% | around the 64th percentile of its peer group |
|---|---|---|
| Net worth ratio | 12.4% | around the 62nd percentile of its peer group |
| Return on assets | 1.53% | around the 89th percentile of its peer group |
| Delinquency ratio | 0.26% | around the 19th percentile of its peer group |
| Cash / assets | 8.4% | around the 36th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Wailuku Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Hawaii — the comparison set a peer ratio is measured against.
- Garden Island Credit Union
Lihue, HI
$125.7M · 7,279 members
- Maui Credit Union
KAHULUI, HI
$145.0M · 7,308 members
- Hawaii County Employees Credit Union
Hilo, HI
$145.4M · 5,930 members
- Hawaii Credit Union
Honolulu, HI
$105.4M · 11,567 members
- Ko`olau Credit Union
KAILUA, HI
$104.8M · 6,238 members
- McBryde Credit Union
Eleele, HI
$102.3M · 3,168 members
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