West Des Moines, Iowa · Peer group 4
First Class Community Credit Union
First Class Community Credit Union holds $96.5M in assets across 6,870 members as of Q1 2026 — about $14K of assets per member, on a charter dating to 1925. Charter number 64231, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $96.5M |
|---|---|
| Total loans | $36.4M |
| Total shares (deposits) | $86.1M |
| Net worth | $10.0M |
| Members | 6,870 |
| Assets per member | $14K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -0.4% | |
|---|---|---|
| Loans | -3.8% | around the 31st percentile of its peer group |
| Deposits | -2.6% | around the 16th percentile of its peer group |
| Members | -6.0% | around the 11th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 42.3% | around the 17th percentile of its peer group |
|---|---|---|
| Net worth ratio | 10.4% | around the 24th percentile of its peer group |
| Return on assets | 1.05% | around the 68th percentile of its peer group |
| Delinquency ratio | 0.40% | around the 37th percentile of its peer group |
| Cash / assets | 4.9% | around the 11th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is First Class Community Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Iowa — the comparison set a peer ratio is measured against.
- Journey Credit Union
Des Moines, IA
$96.2M · 5,153 members
- Members Community Credit Union
Muscatine, IA
$98.5M · 8,059 members
- Peoples Credit Union
Webster City, IA
$93.6M · 5,644 members
- Midland Credit Union
URBANDALE, IA
$100.5M · 6,556 members
- Serve Credit Union
DES MOINES, IA
$100.9M · 4,977 members
- Advantage Credit Union
Newton, IA
$106.5M · 7,154 members
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