Des Moines, Iowa · Peer group 5
Serve Credit Union
Serve Credit Union holds $100.9M in assets across 4,977 members as of Q1 2026 — about $20K of assets per member, on a charter dating to 1932. Charter number 65150, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $100.9M |
|---|---|
| Total loans | $72.2M |
| Total shares (deposits) | $82.3M |
| Net worth | $17.9M |
| Members | 4,977 |
| Assets per member | $20K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.2% | |
|---|---|---|
| Loans | -2.2% | around the 21st percentile of its peer group |
| Deposits | 0.9% | around the 28th percentile of its peer group |
| Members | -0.9% | around the 43rd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 87.7% | around the 85th percentile of its peer group |
|---|---|---|
| Net worth ratio | 17.7% | higher than 94% of its peer group |
| Return on assets | 1.13% | around the 77th percentile of its peer group |
| Delinquency ratio | 0.84% | around the 67th percentile of its peer group |
| Cash / assets | 17.2% | around the 86th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Serve Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Iowa — the comparison set a peer ratio is measured against.
- Midland Credit Union
URBANDALE, IA
$100.5M · 6,556 members
- Members Community Credit Union
Muscatine, IA
$98.5M · 8,059 members
- First Class Community Credit Union
WEST DES MOINES, IA
$96.5M · 6,870 members
- Journey Credit Union
Des Moines, IA
$96.2M · 5,153 members
- Advantage Credit Union
Newton, IA
$106.5M · 7,154 members
- Peoples Credit Union
Webster City, IA
$93.6M · 5,644 members
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