Pocatello, Idaho · Peer group 4
Simplot Credit Union
Simplot Credit Union holds $58.8M in assets across 5,482 members as of Q1 2026 — about $11K of assets per member, on a charter dating to 1955. Charter number 63405, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $58.8M |
|---|---|
| Total loans | $38.4M |
| Total shares (deposits) | $46.0M |
| Net worth | $12.7M |
| Members | 5,482 |
| Assets per member | $11K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.4% | |
|---|---|---|
| Loans | -1.7% | around the 42nd percentile of its peer group |
| Deposits | 3.7% | around the 65th percentile of its peer group |
| Members | -2.9% | around the 30th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 83.4% | around the 87th percentile of its peer group |
|---|---|---|
| Net worth ratio | 21.6% | higher than 94% of its peer group |
| Return on assets | 0.74% | around the 53rd percentile of its peer group |
| Delinquency ratio | 0.38% | around the 36th percentile of its peer group |
| Cash / assets | 10.3% | around the 51st percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Simplot Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Idaho — the comparison set a peer ratio is measured against.
- Members Preferred Credit Union
IDAHO FALLS, ID
$60.3M · 4,434 members
- Idaho United Credit Union
Boise, ID
$78.2M · 5,856 members
- Rails West Credit Union
Pocatello, ID
$78.5M · 7,520 members
- Sei Credit Union
Pocatello, ID
$33.7M · 3,138 members
- St Joe Valley Credit Union
ST MARIES, ID
$13.9M · 1,135 members
- Northwest Christian Credit Union
NAMPA, ID
$104.6M · 5,089 members
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