Decatur, Illinois · Peer group 2
I.B.E.W. Local #146 Credit Union
I.B.E.W. Local #146 Credit Union holds $5.2M in assets across 652 members as of Q1 2026 — about $8K of assets per member, on a charter dating to 1958. Charter number 65840, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $5.2M |
|---|---|
| Total loans | $1.8M |
| Total shares (deposits) | $4.5M |
| Net worth | $655K |
| Members | 652 |
| Assets per member | $8K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -0.2% | |
|---|---|---|
| Loans | -14.8% | around the 21st percentile of its peer group |
| Deposits | -1.7% | around the 50th percentile of its peer group |
| Members | 3.0% | around the 87th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 39.4% | around the 23rd percentile of its peer group |
|---|---|---|
| Net worth ratio | 12.7% | around the 25th percentile of its peer group |
| Return on assets | 1.75% | around the 89th percentile of its peer group |
| Delinquency ratio | 0.00% | around the 11th percentile of its peer group |
| Cash / assets | 14.3% | around the 47th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is I.B.E.W. Local #146 Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Illinois — the comparison set a peer ratio is measured against.
- Urbana Municipal Employees Credit Union
Urbana, IL
$5.1M · 766 members
- Decatur Policemen Credit Union
Decatur, IL
$5.3M · 389 members
- South Side Community Credit Union
Chicago, IL
$5.4M · 1,550 members
- Northside L Credit Union
Broadview, IL
$4.9M · 795 members
- A.S.H. Employees Credit Union
ANNA, IL
$5.5M · 1,170 members
- Oak Lawn Municipal Employees Credit Union
OAK LAWN, IL
$4.7M · 842 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for I.B.E.W. Local #146 Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.