Urbana, Illinois · Peer group 2
Urbana Municipal Employees Credit Union
Urbana Municipal Employees Credit Union holds $5.1M in assets across 766 members as of Q1 2026 — about $7K of assets per member, on a charter dating to 1950. Charter number 64568, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $5.1M |
|---|---|
| Total loans | $3.0M |
| Total shares (deposits) | $4.4M |
| Net worth | $731K |
| Members | 766 |
| Assets per member | $7K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 13.3% | |
|---|---|---|
| Loans | -9.8% | around the 36th percentile of its peer group |
| Deposits | 13.4% | higher than 95% of its peer group |
| Members | 1.1% | around the 79th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 69.7% | around the 60th percentile of its peer group |
|---|---|---|
| Net worth ratio | 14.3% | around the 35th percentile of its peer group |
| Return on assets | 1.77% | higher than 90% of its peer group |
| Delinquency ratio | 3.46% | around the 86th percentile of its peer group |
| Cash / assets | 5.9% | around the 11th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Urbana Municipal Employees Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Illinois — the comparison set a peer ratio is measured against.
- I.B.E.W. Local #146 Credit Union
Decatur, IL
$5.2M · 652 members
- Decatur Policemen Credit Union
Decatur, IL
$5.3M · 389 members
- Northside L Credit Union
Broadview, IL
$4.9M · 795 members
- South Side Community Credit Union
Chicago, IL
$5.4M · 1,550 members
- Oak Lawn Municipal Employees Credit Union
OAK LAWN, IL
$4.7M · 842 members
- A.S.H. Employees Credit Union
ANNA, IL
$5.5M · 1,170 members
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