Normal, Illinois · Peer group 5
Illinois State Credit Union
Illinois State Credit Union holds $252.6M in assets across 18,449 members as of Q1 2026 — about $14K of assets per member, on a charter dating to 1960. Charter number 64920, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $252.6M |
|---|---|
| Total loans | $187.6M |
| Total shares (deposits) | $223.8M |
| Net worth | $26.1M |
| Members | 18,449 |
| Assets per member | $14K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 8.4% | |
|---|---|---|
| Loans | 12.7% | higher than 91% of its peer group |
| Deposits | 8.4% | around the 87th percentile of its peer group |
| Members | 4.4% | higher than 90% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 83.8% | around the 77th percentile of its peer group |
|---|---|---|
| Net worth ratio | 10.3% | around the 32nd percentile of its peer group |
| Return on assets | 1.00% | around the 70th percentile of its peer group |
| Delinquency ratio | 0.46% | around the 38th percentile of its peer group |
| Cash / assets | 15.4% | around the 81st percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Illinois State Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Illinois — the comparison set a peer ratio is measured against.
- Illiana Financial Credit Union
Calumet City, IL
$262.7M · 20,906 members
- Staley Credit Union
DECATUR, IL
$226.8M · 17,291 members
- Midwest Members Credit Union
Wood River, IL
$226.5M · 17,581 members
- Catholic & Community Credit Union
Shiloh, IL
$220.0M · 13,297 members
- Cooperative Choice Network Credit Union
PEORIA, IL
$207.2M · 12,320 members
- Vicinity Credit Union
Chicago, IL
$201.2M · 17,576 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Illinois State Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.