Calumet City, Illinois · Peer group 5
Illiana Financial Credit Union
Illiana Financial Credit Union holds $262.7M in assets across 20,906 members as of Q1 2026 — about $13K of assets per member, on a charter dating to 1936. Charter number 68425, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $262.7M |
|---|---|
| Total loans | $115.8M |
| Total shares (deposits) | $225.4M |
| Net worth | $45.5M |
| Members | 20,906 |
| Assets per member | $13K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 1.5% | |
|---|---|---|
| Loans | -8.4% | lower than 95% of its peer group |
| Deposits | 0.6% | around the 26th percentile of its peer group |
| Members | -2.9% | around the 23rd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 51.4% | around the 14th percentile of its peer group |
|---|---|---|
| Net worth ratio | 17.3% | higher than 93% of its peer group |
| Return on assets | 0.15% | around the 14th percentile of its peer group |
| Delinquency ratio | 1.73% | higher than 93% of its peer group |
| Cash / assets | 9.2% | around the 41st percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Illiana Financial Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Illinois — the comparison set a peer ratio is measured against.
- Illinois State Credit Union
Normal, IL
$252.6M · 18,449 members
- Staley Credit Union
DECATUR, IL
$226.8M · 17,291 members
- Midwest Members Credit Union
Wood River, IL
$226.5M · 17,581 members
- Catholic & Community Credit Union
Shiloh, IL
$220.0M · 13,297 members
- Membersalliance Credit Union
Rockford, IL
$307.2M · 22,003 members
- Decatur Earthmover Credit Union
Forsyth, IL
$314.5M · 20,602 members
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