Rockford, Illinois · Peer group 5
Membersalliance Credit Union
Membersalliance Credit Union holds $307.2M in assets across 22,003 members as of Q1 2026 — about $14K of assets per member, on a charter dating to 1938. Charter number 81402, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $307.2M |
|---|---|
| Total loans | $200.8M |
| Total shares (deposits) | $275.9M |
| Net worth | $27.7M |
| Members | 22,003 |
| Assets per member | $14K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 4.3% | |
|---|---|---|
| Loans | 12.4% | higher than 91% of its peer group |
| Deposits | 4.4% | around the 60th percentile of its peer group |
| Members | 2.0% | around the 76th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 72.8% | around the 52nd percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.0% | around the 14th percentile of its peer group |
| Return on assets | 0.61% | around the 43rd percentile of its peer group |
| Delinquency ratio | 0.48% | around the 40th percentile of its peer group |
| Cash / assets | 4.5% | lower than 90% of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Membersalliance Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Illinois — the comparison set a peer ratio is measured against.
- Decatur Earthmover Credit Union
Forsyth, IL
$314.5M · 20,602 members
- First Northern Credit Union
Chicago, IL
$335.0M · 21,345 members
- Community Trust Credit Union
Gurnee, IL
$339.5M · 13,417 members
- Illiana Financial Credit Union
Calumet City, IL
$262.7M · 20,906 members
- Illinois State Credit Union
Normal, IL
$252.6M · 18,449 members
- Abri Credit Union
Romeoville, IL
$387.1M · 27,770 members
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