Columbus, Indiana · Peer group 3
Business and Industrial Credit Union
Business and Industrial Credit Union holds $45.7M in assets across 3,829 members as of Q1 2026 — about $12K of assets per member, on a charter dating to 1960. Charter number 13940, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $45.7M |
|---|---|
| Total loans | $17.5M |
| Total shares (deposits) | $37.6M |
| Net worth | $8.0M |
| Members | 3,829 |
| Assets per member | $12K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 1.1% | |
|---|---|---|
| Loans | 22.2% | higher than 98% of its peer group |
| Deposits | -0.3% | around the 39th percentile of its peer group |
| Members | -1.6% | around the 46th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 46.4% | around the 31st percentile of its peer group |
|---|---|---|
| Net worth ratio | 17.5% | around the 74th percentile of its peer group |
| Return on assets | 1.18% | around the 76th percentile of its peer group |
| Delinquency ratio | 0.35% | around the 39th percentile of its peer group |
| Cash / assets | 17.3% | around the 76th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Business and Industrial Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Indiana — the comparison set a peer ratio is measured against.
- Eastern Indiana Credit Union
NEW CASTLE, IN
$45.2M · 5,304 members
- Vigo County Credit Union
Terre Haute, IN
$45.0M · 8,668 members
- Energy Plus Credit Union
Indianapolis, IN
$45.0M · 3,840 members
- Advantageplus of Indiana Credit Union
Terre Haute, IN
$44.5M · 7,879 members
- Local 697 Credit Union
MERRILLVILLE, IN
$47.5M · 3,317 members
- Dubois-Pike Credit Union
JASPER, IN
$48.3M · 3,076 members
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