Terre Haute, Indiana · Peer group 3
Vigo County Credit Union
Vigo County Credit Union holds $45.0M in assets across 8,668 members as of Q1 2026 — about $5K of assets per member, on a charter dating to 1935. Charter number 138, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $45.0M |
|---|---|
| Total loans | $27.6M |
| Total shares (deposits) | $39.9M |
| Net worth | $5.0M |
| Members | 8,668 |
| Assets per member | $5K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 3.9% | |
|---|---|---|
| Loans | -4.5% | around the 38th percentile of its peer group |
| Deposits | 2.4% | around the 57th percentile of its peer group |
| Members | -7.1% | lower than 90% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 69.1% | around the 69th percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.1% | around the 27th percentile of its peer group |
| Return on assets | 1.20% | around the 77th percentile of its peer group |
| Delinquency ratio | 1.58% | around the 80th percentile of its peer group |
| Cash / assets | 8.4% | around the 34th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Vigo County Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Indiana — the comparison set a peer ratio is measured against.
- Energy Plus Credit Union
Indianapolis, IN
$45.0M · 3,840 members
- Eastern Indiana Credit Union
NEW CASTLE, IN
$45.2M · 5,304 members
- Advantageplus of Indiana Credit Union
Terre Haute, IN
$44.5M · 7,879 members
- Business and Industrial Credit Union
Columbus, IN
$45.7M · 3,829 members
- Local 697 Credit Union
MERRILLVILLE, IN
$47.5M · 3,317 members
- Haynes Community Credit Union
Kokomo, IN
$42.4M · 3,986 members
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