Columbus, Indiana · Peer group 6
Centra Credit Union
Centra Credit Union holds $2.38B in assets across 139,152 members as of Q1 2026 — about $17K of assets per member, on a charter dating to 1940. Charter number 68287, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $2.38B |
|---|---|
| Total loans | $1.69B |
| Total shares (deposits) | $2.08B |
| Net worth | $284.3M |
| Members | 139,152 |
| Assets per member | $17K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 7.1% | |
|---|---|---|
| Loans | 4.0% | around the 46th percentile of its peer group |
| Deposits | 6.7% | around the 71st percentile of its peer group |
| Members | -8.8% | lower than 97% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 81.4% | around the 41st percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.9% | around the 71st percentile of its peer group |
| Return on assets | 0.93% | around the 68th percentile of its peer group |
| Delinquency ratio | 0.77% | around the 64th percentile of its peer group |
| Cash / assets | 9.4% | around the 59th percentile of its peer group |
| Borrowings / assets | 0.4% | around the 41st percentile of its peer group |
What this page does not show
Everything above is Centra Credit Union’s own reported position. A CUSignals subscription adds the layer on top of it: how likely it is to merge, with a calibrated one-year probability; how attractive it would be to an acquirer; a liquidity-stress score and funding-need flag; whether it buys or sells loan participations; and which platforms it runs. Each score shows the plain-English reason it moved and the weights that built it.
Similar credit unions
Closest in size within Indiana — the comparison set a peer ratio is measured against.
- Forum Credit Union
INDIANAPOLIS, IN
$2.34B · 165,080 members
- Elements Financial Credit Union
INDIANAPOLIS, IN
$2.50B · 100,051 members
- Purdue Credit Union
WEST LAFAYETTE, IN
$2.15B · 111,816 members
- Indiana University Credit Union
BLOOMINGTON, IN
$2.06B · 71,703 members
- Interra Credit Union
Goshen, IN
$1.99B · 89,669 members
- Three Rivers Credit Union
FORT WAYNE, IN
$2.81B · 138,447 members
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