Goshen, Indiana · Peer group 6
Interra Credit Union
Interra Credit Union holds $1.99B in assets across 89,669 members as of Q1 2026 — about $22K of assets per member, on a charter dating to 1932. Charter number 82794, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $1.99B |
|---|---|
| Total loans | $1.71B |
| Total shares (deposits) | $1.67B |
| Net worth | $184.4M |
| Members | 89,669 |
| Assets per member | $22K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 1.5% | |
|---|---|---|
| Loans | 6.4% | around the 62nd percentile of its peer group |
| Deposits | 3.1% | around the 36th percentile of its peer group |
| Members | 1.2% | around the 45th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 102.2% | higher than 94% of its peer group |
|---|---|---|
| Net worth ratio | 9.3% | around the 20th percentile of its peer group |
| Return on assets | 0.75% | around the 56th percentile of its peer group |
| Delinquency ratio | 0.17% | lower than 93% of its peer group |
| Cash / assets | 2.9% | lower than 96% of its peer group |
| Borrowings / assets | 5.9% | around the 80th percentile of its peer group |
What this page does not show
Everything above is Interra Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Indiana — the comparison set a peer ratio is measured against.
- Indiana University Credit Union
BLOOMINGTON, IN
$2.06B · 71,703 members
- Purdue Credit Union
WEST LAFAYETTE, IN
$2.15B · 111,816 members
- Beacon Credit Union
Wabash, IN
$1.77B · 54,371 members
- Forum Credit Union
INDIANAPOLIS, IN
$2.34B · 165,080 members
- Centra Credit Union
COLUMBUS, IN
$2.38B · 139,152 members
- Elements Financial Credit Union
INDIANAPOLIS, IN
$2.50B · 100,051 members
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