Kokomo, Indiana · Peer group 3
City of Firsts Community Credit Union
City of Firsts Community Credit Union holds $40.1M in assets across 3,550 members as of Q1 2026 — about $11K of assets per member, on a charter dating to 1938. Charter number 3012, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $40.1M |
|---|---|
| Total loans | $10.5M |
| Total shares (deposits) | $36.1M |
| Net worth | $3.9M |
| Members | 3,550 |
| Assets per member | $11K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 7.3% | |
|---|---|---|
| Loans | -5.4% | around the 33rd percentile of its peer group |
| Deposits | 8.8% | around the 89th percentile of its peer group |
| Members | -3.2% | around the 29th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 29.1% | lower than 91% of its peer group |
|---|---|---|
| Net worth ratio | 9.7% | around the 16th percentile of its peer group |
| Return on assets | -0.01% | around the 18th percentile of its peer group |
| Delinquency ratio | 0.14% | around the 25th percentile of its peer group |
| Cash / assets | 18.3% | around the 79th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is City of Firsts Community Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Indiana — the comparison set a peer ratio is measured against.
- Health Care Professionals Credit Union
Richmond, IN
$39.4M · 3,280 members
- Midwest Family Credit Union
PORTAGE, IN
$39.1M · 2,588 members
- Northern Indiana Credit Union
Merrillville, IN
$41.6M · 5,627 members
- Haynes Community Credit Union
Kokomo, IN
$42.4M · 3,986 members
- Community Link Credit Union
HUNTINGTON, IN
$37.7M · 2,629 members
- Hometown Credit Union
Peru, IN
$37.5M · 3,982 members
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