Merrillville, Indiana · Peer group 3
Northern Indiana Credit Union
Northern Indiana Credit Union holds $41.6M in assets across 5,627 members as of Q1 2026 — about $7K of assets per member, on a charter dating to 1935. Charter number 168, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $41.6M |
|---|---|
| Total loans | $28.7M |
| Total shares (deposits) | $37.2M |
| Net worth | $3.8M |
| Members | 5,627 |
| Assets per member | $7K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 3.9% | |
|---|---|---|
| Loans | 7.3% | around the 87th percentile of its peer group |
| Deposits | 2.2% | around the 56th percentile of its peer group |
| Members | -0.5% | around the 61st percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 77.2% | around the 81st percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.1% | around the 12th percentile of its peer group |
| Return on assets | 0.72% | around the 54th percentile of its peer group |
| Delinquency ratio | 0.25% | around the 33rd percentile of its peer group |
| Cash / assets | 5.7% | around the 15th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Northern Indiana Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Indiana — the comparison set a peer ratio is measured against.
- Haynes Community Credit Union
Kokomo, IN
$42.4M · 3,986 members
- City of Firsts Community Credit Union
Kokomo, IN
$40.1M · 3,550 members
- Health Care Professionals Credit Union
Richmond, IN
$39.4M · 3,280 members
- Midwest Family Credit Union
PORTAGE, IN
$39.1M · 2,588 members
- Advantageplus of Indiana Credit Union
Terre Haute, IN
$44.5M · 7,879 members
- Energy Plus Credit Union
Indianapolis, IN
$45.0M · 3,840 members
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