Portland, Indiana · Peer group 5
Crossroads Financial Credit Union
Crossroads Financial Credit Union holds $104.3M in assets across 9,003 members as of Q1 2026 — about $12K of assets per member, on a charter dating to 1950. Charter number 7002, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $104.3M |
|---|---|
| Total loans | $45.9M |
| Total shares (deposits) | $89.0M |
| Net worth | $14.8M |
| Members | 9,003 |
| Assets per member | $12K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 6.7% | |
|---|---|---|
| Loans | 7.7% | around the 77th percentile of its peer group |
| Deposits | 4.8% | around the 63rd percentile of its peer group |
| Members | 0.6% | around the 61st percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 51.5% | around the 14th percentile of its peer group |
|---|---|---|
| Net worth ratio | 14.2% | around the 81st percentile of its peer group |
| Return on assets | 2.09% | higher than 97% of its peer group |
| Delinquency ratio | 0.21% | around the 14th percentile of its peer group |
| Cash / assets | 8.8% | around the 39th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Crossroads Financial Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Indiana — the comparison set a peer ratio is measured against.
- Sterling United Credit Union
EVANSVILLE, IN
$102.5M · 8,158 members
- Afena Credit Union
Marion, IN
$96.2M · 9,103 members
- Thrive Credit Union
MUNCIE, IN
$113.4M · 8,323 members
- Policemen's Credit Union
South Bend, IN
$94.9M · 4,753 members
- Chiphone Credit Union
ELKHART, IN
$113.8M · 8,907 members
- Independent Credit Union
Anderson, IN
$93.8M · 6,123 members
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