Muncie, Indiana · Peer group 5
Thrive Credit Union
Thrive Credit Union holds $113.4M in assets across 8,323 members as of Q1 2026 — about $14K of assets per member, on a charter dating to 1940. Charter number 3631, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $113.4M |
|---|---|
| Total loans | $72.0M |
| Total shares (deposits) | $99.9M |
| Net worth | $13.0M |
| Members | 8,323 |
| Assets per member | $14K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 7.4% | |
|---|---|---|
| Loans | 12.8% | higher than 91% of its peer group |
| Deposits | 6.3% | around the 76th percentile of its peer group |
| Members | 5.3% | higher than 93% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 72.1% | around the 51st percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.4% | around the 50th percentile of its peer group |
| Return on assets | 0.64% | around the 45th percentile of its peer group |
| Delinquency ratio | 1.27% | around the 85th percentile of its peer group |
| Cash / assets | 13.4% | around the 71st percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Thrive Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Indiana — the comparison set a peer ratio is measured against.
- Chiphone Credit Union
ELKHART, IN
$113.8M · 8,907 members
- Madison County Credit Union
Anderson, IN
$117.1M · 9,062 members
- Crossroads Financial Credit Union
Portland, IN
$104.3M · 9,003 members
- Advance Financial Credit Union
Schererville, IN
$122.8M · 7,165 members
- Sterling United Credit Union
EVANSVILLE, IN
$102.5M · 8,158 members
- Afena Credit Union
Marion, IN
$96.2M · 9,103 members
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