Anderson, Indiana · Peer group 5
Madison County Credit Union
Madison County Credit Union holds $117.1M in assets across 9,062 members as of Q1 2026 — about $13K of assets per member, on a charter dating to 1935. Charter number 306, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $117.1M |
|---|---|
| Total loans | $67.6M |
| Total shares (deposits) | $103.7M |
| Net worth | $12.5M |
| Members | 9,062 |
| Assets per member | $13K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.9% | |
|---|---|---|
| Loans | 3.1% | around the 53rd percentile of its peer group |
| Deposits | 1.8% | around the 37th percentile of its peer group |
| Members | 1.1% | around the 67th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 65.2% | around the 36th percentile of its peer group |
|---|---|---|
| Net worth ratio | 10.7% | around the 38th percentile of its peer group |
| Return on assets | 0.95% | around the 67th percentile of its peer group |
| Delinquency ratio | 0.45% | around the 37th percentile of its peer group |
| Cash / assets | 11.2% | around the 59th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Madison County Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Indiana — the comparison set a peer ratio is measured against.
- Chiphone Credit Union
ELKHART, IN
$113.8M · 8,907 members
- Thrive Credit Union
MUNCIE, IN
$113.4M · 8,323 members
- Advance Financial Credit Union
Schererville, IN
$122.8M · 7,165 members
- Crossroads Financial Credit Union
Portland, IN
$104.3M · 9,003 members
- Sterling United Credit Union
EVANSVILLE, IN
$102.5M · 8,158 members
- Members Advantage Credit Union
MICHIGAN CITY, IN
$134.7M · 7,776 members
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