Sullivan, Indiana · Peer group 3
Western Indiana Credit Union
Western Indiana Credit Union holds $49.4M in assets across 3,055 members as of Q1 2026 — about $16K of assets per member, on a charter dating to 1932. Charter number 82789, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $49.4M |
|---|---|
| Total loans | $32.2M |
| Total shares (deposits) | $43.1M |
| Net worth | $6.0M |
| Members | 3,055 |
| Assets per member | $16K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 3.3% | |
|---|---|---|
| Loans | 4.0% | around the 78th percentile of its peer group |
| Deposits | 3.2% | around the 65th percentile of its peer group |
| Members | 1.5% | around the 80th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 74.6% | around the 76th percentile of its peer group |
|---|---|---|
| Net worth ratio | 12.2% | around the 38th percentile of its peer group |
| Return on assets | 0.69% | around the 52nd percentile of its peer group |
| Delinquency ratio | 0.39% | around the 41st percentile of its peer group |
| Cash / assets | 16.6% | around the 74th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Western Indiana Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Indiana — the comparison set a peer ratio is measured against.
- Indiana Heartland Credit Union
KOKOMO, IN
$49.1M · 5,332 members
- Dubois-Pike Credit Union
JASPER, IN
$48.3M · 3,076 members
- Local 697 Credit Union
MERRILLVILLE, IN
$47.5M · 3,317 members
- Business and Industrial Credit Union
Columbus, IN
$45.7M · 3,829 members
- Eastern Indiana Credit Union
NEW CASTLE, IN
$45.2M · 5,304 members
- Bar-Cons Credit Union
Columbus, IN
$53.8M · 4,868 members
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