Wellington, Kansas · Peer group 4
Panhandle Credit Union
Panhandle Credit Union holds $63.0M in assets across 3,905 members as of Q1 2026 — about $16K of assets per member, on a charter dating to 1957. Charter number 12033, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $63.0M |
|---|---|
| Total loans | $33.1M |
| Total shares (deposits) | $53.5M |
| Net worth | $10.3M |
| Members | 3,905 |
| Assets per member | $16K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 0.3% | |
|---|---|---|
| Loans | 1.5% | around the 60th percentile of its peer group |
| Deposits | 1.0% | around the 44th percentile of its peer group |
| Members | -1.4% | around the 49th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 61.8% | around the 52nd percentile of its peer group |
|---|---|---|
| Net worth ratio | 16.4% | around the 79th percentile of its peer group |
| Return on assets | -0.23% | lower than 91% of its peer group |
| Delinquency ratio | 0.35% | around the 33rd percentile of its peer group |
| Cash / assets | 6.4% | around the 21st percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Panhandle Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Kansas — the comparison set a peer ratio is measured against.
- Ark Valley Credit Union
Arkansas City, KS
$58.3M · 8,916 members
- Empower Blue Credit Union
TOPEKA, KS
$56.0M · 3,427 members
- United Northwest Credit Union
NORTON, KS
$55.7M · 2,394 members
- Midwest Regional Credit Union
Kansas City, KS
$72.7M · 7,404 members
- Sm Credit Union
MISSION, KS
$77.8M · 2,364 members
- Dillon Credit Union
Hutchinson, KS
$78.0M · 4,507 members
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