Mission, Kansas · Peer group 4
Sm Credit Union
Sm Credit Union holds $77.8M in assets across 2,364 members as of Q1 2026 — about $33K of assets per member, on a charter dating to 1960. Charter number 13941, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $77.8M |
|---|---|
| Total loans | $46.3M |
| Total shares (deposits) | $62.3M |
| Net worth | $15.1M |
| Members | 2,364 |
| Assets per member | $33K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -0.5% | |
|---|---|---|
| Loans | 0.2% | around the 53rd percentile of its peer group |
| Deposits | -1.3% | around the 24th percentile of its peer group |
| Members | -0.9% | around the 58th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 74.3% | around the 76th percentile of its peer group |
|---|---|---|
| Net worth ratio | 19.4% | around the 89th percentile of its peer group |
| Return on assets | 1.33% | around the 80th percentile of its peer group |
| Delinquency ratio | 0.00% | lower than 99% of its peer group |
| Cash / assets | 5.8% | around the 18th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Sm Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Kansas — the comparison set a peer ratio is measured against.
- Dillon Credit Union
Hutchinson, KS
$78.0M · 4,507 members
- Midwest Regional Credit Union
Kansas City, KS
$72.7M · 7,404 members
- Mid-Kansas Credit Union
MOUNDRIDGE, KS
$83.7M · 3,841 members
- Panhandle Credit Union
Wellington, KS
$63.0M · 3,905 members
- Ark Valley Credit Union
Arkansas City, KS
$58.3M · 8,916 members
- Empower Blue Credit Union
TOPEKA, KS
$56.0M · 3,427 members
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