Edgewood, Kentucky · Peer group 4
Cove Credit Union
Cove Credit Union holds $78.8M in assets across 6,390 members as of Q1 2026 — about $12K of assets per member, on a charter dating to 1970. Charter number 19879, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $78.8M |
|---|---|
| Total loans | $52.7M |
| Total shares (deposits) | $68.9M |
| Net worth | $8.7M |
| Members | 6,390 |
| Assets per member | $12K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -1.5% | |
|---|---|---|
| Loans | -2.0% | around the 40th percentile of its peer group |
| Deposits | 3.4% | around the 63rd percentile of its peer group |
| Members | -2.9% | around the 30th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 76.4% | around the 79th percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.0% | around the 31st percentile of its peer group |
| Return on assets | -19.37% | lower than 100% of its peer group |
| Delinquency ratio | 1.19% | around the 77th percentile of its peer group |
| Cash / assets | 30.2% | higher than 97% of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Cove Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Kentucky — the comparison set a peer ratio is measured against.
- Daviess County Teachers Credit Union
Owensboro, KY
$75.4M · 5,432 members
- Greater Kentucky CU, Inc.
LEXINGTON, KY
$85.5M · 9,295 members
- Beacon Community Credit Union
Louisville, KY
$70.7M · 8,909 members
- Owensboro Credit Union
Owensboro, KY
$89.5M · 6,071 members
- Morehead Community Credit Union
Morehead, KY
$64.0M · 4,442 members
- Kemba Louisville Credit Union
Louisville, KY
$60.2M · 4,009 members
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